Lynne Eliopoulos
ERA Key Realty Services | 508-832-1032 | [email protected]


Posted by Lynne Eliopoulos on 5/9/2021

There is a lot to think about when you know youíre ready to sell your home. The best approach is to take things step-by-step in order to get everything right. 


Make Necessary Repairs


Before you even decide to put a ďfor saleĒ sign out front, youíll want to address the problems in your home that you know about. If the roof needs to be replaced, or you know you need a new refrigerator, you should tend to those things as soon as possible. While these items can be an expense for you, completing these things before the sale of the home will increase the value of the home and save you some aggravation when it comes time for the home inspection.


Donít forget about the small details as you look at what needs to be done on your property. Does the doorbell ring? Are the lightbulbs all working? These small details are just as important as the big stuff.   


Find A Real Estate Agent


Finding a real estate agent isnít a one-size-fits-all job. You want an agent who understands your needs and is an expert in your particular market. You can check with your family and friends to see if they have a particular agent who they recommend. Also, you might check out reviews online to help you discover an agent. Do you have a particular agency in mind? Give them a call and they can set you up with one of their agents. Many agents will be happy to provide a number of references of recent sales if you inquire. 


Find Out How Your Home Will Be Marketed


If your home wonít be on social media, thereís something wrong with the marketing plan. Youíll need lots of good photos and maybe even a video tour of your home. You should definitely be sure that your home is being marketed on YouTube, Facebook, and Instagram to name a few social networks. These networks even offer paid ads to help you reach the right buyers. Talk with your realtor to see what the plan for marketing your home sale is.


Prepare For Home Showings


While you still might need to live in your home while youíre selling it, you want the property to be presentable. Start at the curb of your home and work your way to the inside. The property should look presentable from the moment buyers pull up to the house. The lawn should be mowed, the landscaping should be trimmed, and the inside of the home should be thoroughly cleaned. This will seal the deal on the sale of your property after all of the other hard work has been done.   





Posted by Lynne Eliopoulos on 5/2/2021

Image by Andy Dean Photography from Shutterstock

Designing your dream kitchen is a fun and exciting step in your home build or remodel. Youíll want to find the perfect cabinets, countertops, and sink for your new space. In addition to the aesthetic of the pieces you select, be sure to consider their functional value. Here are some smart ideas to keep in mind when designing your space. 

Intentional Storage Solutions

Youíll want to have functional spaces that store your belongings in a well organized, easily accessible way. Consider pull out cabinets that have built-in racks for your pantry stock or food storage containers. Kitchen items can get lost in deep cabinets, select medium depth to shallow cabinets with shelves to keep things within reach. Introduce lazy susan cabinets to activate otherwise wasted space. Look for options with shelves that rotate out when the door is open. Hidden trash drawers are perfect for keeping your space tidy, closing up food smells and opening up floor space.

Space for Appliances

One of the more difficult things to account for is space for smaller appliances like food processors, blenders and mixers. You need to store them but you also need space to use them. Building your kitchen from scratch allows you to make smart decisions about where and how you will use appliances. Instead of creating two spaces for your appliances, consider creating cabinet space or shelving that has built-in electrical outlets. This allows you to use the appliances in the same place that you store them.

Workspace

You may be concerned about having ample space for meal preparation. Consider adding an island or introducing workspace through pull-out counter spaces or cutting boards. Including vertical storage solutions like pegboards, hooks, and shelving will help to keep counters clutter-free.

Before you work through the design aspects of your kitchen remodel, think about how youíll use the space and design it meet the unique needs of your household.





Posted by Lynne Eliopoulos on 4/25/2021


Photo by Anthony Shkraba from Pexels

Building your new home should be a rewarding experience, but it's important to know how the financing for a new construction is different from the financing for a previously owned home. You will need a specific type of loan called new construction loans, and they can be harder to get than a traditional mortgage. Before you jump into the home building process, take some time to learn some tips that will help you land a new construction loan.

1. Boost Your Credit First

New construction loans are more challenging to get than loans for preowned homes, so you'll want to have the best credit score possible. The reason for this is the risk that lenders take on when they offer a construction loan. There are simply more things that can go wrong while a home is built than with an existing home which puts the lender at higher risk.

2. Get Your Budget in Order

Before you even start talking to a lender, know what you can afford to spend each month on your mortgage. This requires a working budget. It also requires you to know the approximate cost of building your dream home. Talk to builders to get an idea of what the home construction costs would be and start setting money aside for a down payment. By having your budget in order before you start talking to lenders you will be prepared to ask for the right amount of money.

3. Have Savings in Hand

A big down payment is a good idea with a new construction loan. Your lender may require the full 20% or even more, so the bigger your savings account the better. Having money in savings will also protect against the unexpected expenses that can arise when you're building a home. A strong savings account also shows your lender that you are going to be a less risky borrower.

4. Choose a Trustworthy Builder

Not only will your lender look at your credit and income, but they may background check the builder. If you choose a shoddy builder, the lender is at higher risk. They will take the time to make sure you are working with a quality contractor because it means they are taking on a good risk. For this reason avoid the temptation to go with the builder that has the lowest bid.

5. Understand how Money Gets Distributed

When you buy a home the money is given all at once to the home's seller. When you get a construction loan, the money goes to the home builder, but not all at once. The builder will make installment payments throughout the construction process based on a pre-determined schedule. While the home is under construction your payments are interest-only payments. Often the construction loan is a variable-rate loan as well so the monthly payment can change.

When your home is done and you're ready to move in, any remaining principal is either paid in full or converted into a trainload home mortgage. If you are able to pay some principal during the construction phase you can lessen the amount of this final loan.

Building a home should be an exciting step forward but you need to plan ahead. By getting your financial situation organized before you start the process, you can avoid any unexpected delays and hurdles. With solid credit and savings in the bank you will have a much easier time getting a new construction loan.





Posted by Lynne Eliopoulos on 4/18/2021

Believe it or not, buying a condo can be a quick, easy process, particularly for those who understand their homebuying needs.

Ultimately, there are several factors to consider before you purchase a condo, including:

1. Your Budget

How much can you afford to spend on a condo? You should evaluate your homebuying budget closely to ensure you can cover all of the costs associated with condo living.

Getting pre-approved for a mortgage usually is ideal. With a mortgage in hand, you can browse a wide range of condos and find one that matches your budget perfectly.

Furthermore, don't forget to account for homeowners' association (HOA) fees before you buy a condo. HOA fees will vary depending on the condo community, and you should learn about them in advance so you can budget accordingly.

2. Property Size and Location

How much space do you need to accommodate your family? Consider the short- and long-term ramifications of a condo purchase, and you should have no trouble finding a condo that is the right size for you.

If you're uncertain about how big of a condo that you'll need, don't hesitate to consult with a real estate agent. This housing market expert will learn about your homebuying needs and help you narrow your search for the ideal condo.

Also, be sure to consider the location of a condo. If you want to find a place to live near school or work, you should search for condos that will help you cut down on your commute time.

3. Condo Rules and Regulations

Condo living is different from living in a traditional house. In a condo community, you'll have your own property, but there may be numerous condo rules and regulations in place that you'll need to follow at all times.

For example, many condo owners cannot modify a property's exterior without first getting approval from an HOA board. This means if you want to paint your condo bright pink or upgrade the property's windows, you'll need to ask the HOA board for permission.

Examine a condo community's rules and regulations prior to purchasing a condo. This will enable you to review the HOA board's mandates and determine whether you would feel comfortable following these rules and regulations.

When it comes to finding a condo, there is no need to look for a property on your own. Conversely, if you work with a real estate agent, you can take the guesswork out of searching for a top-notch condo.

Finding a real estate agent with condo experience is essential. This real estate professional will set up condo showings, keep you informed about new condos as they become available and negotiate with property sellers on your behalf. That way, this real estate agent will make it easy for you to acquire a first-rate condo at a budget-friendly price.

Kick off your search for the perfect condo today, and you can move closer to securing a condo that will serve you well for an extended period of time.




Tags: Buying a home   buyer tips   condo  
Categories: Buying a Home   buying tips   condo  


Posted by Lynne Eliopoulos on 4/14/2021

Lightly lived in pristine unit with so much to offer. Open floor plan w/lots of light and flexible space. Two story family room w/gas fireplace, lots of windows and access out to your private patio. Extra room on first floor could be guest bedroom, office or study. Upstairs there are two good-sized bedrooms with an open loft area that would make a great media room or get away space to read. Beautiful cherry kitchen with granite countertops, stainless appliances and lots of counter space. Opens to dining room and family room so lends itself to great gatherings with friends and family. First floor half bath and laundry room for ease of living. Direct entry to garage from laundry area. Make this great property your new home and enjoy the amazing spring and summer to come.

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