Lynne Eliopoulos
ERA Key Realty Services | 508-832-1032 | [email protected]


Posted by Lynne Eliopoulos on 5/19/2019

The road to a healthy self-image is not always a forward moving journey. At times you may have to take a step or two backward to gain perspective on an area of struggle. To take even one thought and replace it with one that helps you carry forward, is a victory. Life is hard enough out there without your own brain working against you too. Shaping the voice, you hear most often, your internal voice provides the opportunity to live out a healthier mental journey. 

What You Think is What You Get

How you see yourself affects not only how you interact with the world around you, but how the world reacts to you. The things you tell yourself cause you to grab, or pass, what life has to offer. Beliefs about your abilities or your worthiness can lead you down paths that build up your self-image or have you running away. Unlike magnets that need the opposite charges to attach, an internal voice that is negative actually attracts more negative thoughts resulting in a less than favorable outlook on life. Whereas, the positive self-talk and affirmations build self-confidence that the outside world responses to often, in kind.

Gaining Some Perspective

When you catch yourself coloring your world with the darkest of colors, elevate the contents of what you are telling yourself. Often these messages are based on a negative experience or learned response. Sometimes asking yourself may not be the best way to identify these thought patterns. You may need the perspective of a trusted friend or family member. Seeking out a mental health professional can lead to helpful insights that you may not have been aware of before. Once you have identified unhealthy thought patterns, you are now able to replace those with a tone and message that can help you see life differently. 

Build a Better Habit

Putting a new tone to your inner voice will take effort and practice. You may want to write out some of those new messages to have them handy when you need to reinforce the new way of talking to yourself. You can also print out those things that keep you focused on where you desire this new perspective to take you. Steering your mental attitude when life throws you a curveball is a curial aspect of building a healthy inner voice. 

 Try this; put up an affirmation where you can see it several times during the day and encourage your inner voice along the way.




Tags: family   how to  
Categories: Family   how to  


Posted by Lynne Eliopoulos on 2/3/2019

A good number of families faced the option of living on a single income for several reasons. It could be due to health challenges, work layoffs, the need for a stay-at-home parent, or an agreement to live on one income for the greater good. Whatever the reason may be, families living on one income always find it challenging. Of course, it is not the best option, but it is the reality of a good number of families out there. 

If you belong to one of such families, then grab a sit as I take you through some practical tips that will help you live well while living less.

  1. Draft a Practical Budget. To optimize the little cash available to the family, you must draft a realistic budget. I say realistic because most families go overboard while writing budgets and end up struggling to stick with it. Your budget should be practical. It should be one that allows you to live well while living less. Be sure to estimate your monthly income before allocating cash to each item on the budget.
  2. Know the Difference between Needs and Wants. A recurring mistake seen in most families is trying to live above their means. Why spend thousands of dollars on a car when you can get a cheaper one? Lose the habit of spending heavily on designer clothes, shoes, and accessories. You can get those stuff at a decent price. Go for things within your budget and learn to the difference between your needs and wants. There is a huge difference!
  3. Chase Junks Out of Your Home! I wish I can emphasize this enough. Junk takes up a substantial part of your income and leaves you with nothing but another pile of trinkets. And by junk, I mean everything that is of little or no importance such as trendy clothes (they go out of fashion before you know it), junk food (of course, you don't need them. They are not healthy after all), etc. Why get a new dress just because it will look cute on you? What about the dresses at home, don't they look cute? Resist frivolous spending. Instead, spend on things that have value to you and your family.
  4. Don’t Spend the Left Over. Learn to save!Families who stick with their budgets find that they usually have a few bucks left at the end of the month. While that is ‘worth celebrating,’ it is, in fact, an avenue to save. As a single-income family, you should always be on the lookout for means to save some extra cash. It could be from using coupons, getting a side gig, monthly leftovers, etc. Whatever the source of the ‘free money’ may be, it is no excuse to spend it all. No, save it instead!
  5. Being Self-Sufficient is the Way to Go! An excellent way to live well while living less is to become self-sufficient. Pick up some DIY skills. Learn to make home-made products and food recipes. A garden will help too. Ditch commercial products and stores. Learn to do it yourself!
  6. Try Investing! Cutting back on expenses and saving ‘free money' are great ideas but that is not all you need. Saving means having a little extra cash readily available when you need it but investing, on the other hand, means having more money (than you saved or earned) on hand when you need it. Start investing today!

If you're saving up to buy a new home, talk to your real estate professional about ways to save on down payments.




Tags: budgeting   down payment   family  
Categories: budgeting   down payment   Family